Kim Palmer, a personal finance expert from NerdWallet, joins the hosts to tackle the challenges of budgeting with irregular income. They discuss strategies for dividing large paychecks into manageable monthly budgets and the role of high-yield savings accounts. The conversation highlights the importance of tracking expenses and cutting mindless spending habits, alongside tips for making sustainable financial resolutions for the new year. There's also a look at engaging budgeting methods and apps to help streamline the process.

Kim Palmer, a personal finance expert and host of NerdWallet's book club series, joins the hosts to dive into maximizing credit card rewards for major purchases. They discuss savvy strategies to earn points while minimizing interest and protecting your credit score. Listeners also get creative budgeting tips for Halloween costumes, including DIY ideas and leveraging cash back apps. Palmer emphasizes financial planning for larger expenses, while the group highlights practical ways to enjoy the festive season without overspending.

Financial experts Kim Palmer and Ashley Feinstein Gerstley share tips on money cleansing and building wealth. Strategies for investing early, saving on group travel, and aligning spending with personal values are discussed. Learn how small changes can lead to significant financial impact.