Kevin Moss
Senior advisor at Baselayer and former chief risk officer with decades of banking and fintech experience. Joined the episode to provide expertise on lending, student loans, open banking, and credit risk.
Best podcasts with Kevin Moss
Ranked by the Snipd community
Oct 22, 2025 • 1h 10min
The Launch of Facing Credit
Kevin Moss, a seasoned senior advisor at Baselayer and former CRO, shares his insights into the evolving landscape of lending. He discusses the recent shifts in student loans, where repayment data is finally impacting credit scores and borrowers face significant wage garnishments. Kevin also dives into the implications of open banking, highlighting cost recovery and the Chase-Plaid deal. Lastly, he analyzes the competitive landscape of mortgage credit scoring, marking a pivotal moment for lenders as FICO’s monopoly begins to crumble.
Jul 29, 2025 • 49min
Fintech Takes x FairPlay Presents Model Citizens Ep 2: Credit Risk Analytics in the Age of AI
Kareem Saleh, founder of FairPlay, teams up with Kevin Moss, a former Chief Risk Officer, and Andrada Pacheco, Chief Data Scientist at VantageScore. They delve into the evolving landscape of credit risk analytics powered by AI. The trio discusses the balance between enhancing predictive accuracy and maintaining transparency in credit models. They highlight the importance of using traditional and AI methods, while stressing that existing language models aren't ready for credit decisions yet. Fairness remains pivotal as regulatory scrutiny grows.
