Kevin Fox, a seasoned chief executive in financial technology, joins the discussion on major industry shifts. Apple may soon hand over its card business to JPMorgan, stirring regulatory concerns. US Senators are calling for stricter rules on Banking-as-a-Service providers, reflecting increasing oversight. Meanwhile, fintech funding has plummeted nearly 50% compared to last year. Innovative strategies emerge, with Monzo offering new payment options and Pizza Hut testing unique marketing by delivering resumes on pizza boxes.