Kaaren Hall, author of "Self-Directed IRA Investing: A BiggerPockets Guide," is an expert on self-directed retirement accounts. In this discussion, she reveals how self-directed IRAs can help you break free from the middle-class trap by allowing investments in real estate and more. Kaaren shares strategies to withdraw early, maximizing the potential of your retirement funds to build wealth faster. She also delves into the benefits of alternative assets and the importance of understanding tax implications to enhance your financial journey.

Did you know you can invest in real estate using funds you’ve probably forgotten about? For years, you’ve been socking away money into your IRA or 401(k) to ensure an abundant retirement. The problem? You’ve only been able to invest those funds into passive investments like stocks, bonds, and mutual funds. What about the investors who want a more active income stream with bigger tax benefits, more equity upside, and plenty of cash flow? Can you use your retirement accounts to build wealth with real estate?If you ask Kaaren Hall, her answer is a resounding yes. Kaaren saw quickly how the real money was being made in real estate, so she began investing herself, later realizing that she could use her retirement funds to build a real estate portfolio faster. She founded uDirect IRA Services to help other investors build wealth a better way, opening up more options for passive income, so your retirement accounts can grow into the millions.If you want to scale your real estate portfolio but don’t have the cash on hand, this could be your PERFECT option. Kaaren goes over exactly how to use your retirement accounts to invest in real estate, what you can (and definitely can’t) do when investing this way, and how you can start raising capital for your own deal using other people’s retirement funds. This is a $40 trillion untapped opportunity, so don’t miss out!In This Episode We Cover:Tax-free real estate profits and using self-directed IRAs to build your retirement accountsHow Kaaren used retirement funds to buy her newest investment property The self-directed IRA explained and why SO many savvy investors use one The “layers” of retirement that’ll help you build massive wealth for later in life Mistakes you can make when using self-directed funds to invest (and how to avoid them)And So Much More!Links from the ShowFind an AgentFind a LenderBiggerPockets Youtube ChannelBiggerPockets ForumsBiggerPockets Pro MembershipBiggerPockets BookstoreBiggerPockets BootcampsBiggerPockets PodcastBiggerPockets MerchBPCON2023Listen to All Your Favorite BiggerPockets Podcasts in One PlaceLearn About Real Estate, The Housing Market, and Money Management with The BiggerPockets PodcastsGet More Deals Done with The BiggerPockets Investing ToolsFind a BiggerPockets Real Estate Meetup in Your AreaHear Dave on the “On the Market” PodcastSubscribe to the “On The Market” YouTube ChannelDavid's BiggerPockets ProfileDavid's InstagramDavid’s YouTube ChannelWork with DavidHenry's BiggerPockets ProfileHenry's InstagramThe Self-Directed IRA: What You Should Know About This Wealth-Building ToolHow to Invest in Real Estate With a Self-Directed IRAEnter to Win a FREE Copy of David's New Book, "Pillars of Wealth"Book Mentioned in the Show:BRRRR by David GreeneConnect with Kaaren:Work with Kaaren Click here to listen to the full episode: https://www.biggerpockets.com/blog/real-estate-770Interested in learning more about today’s sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kaaren Hall, a thought leader in the self-directed IRA space, shares insights on the benefits of investing with an IRA and red flags to watch out for. The discussion covers the difference between retirement accounts and self-directed IRAs, the impact of UBIT on IRA investors, and how to navigate complexities when incorporating IRA investors into syndicates.