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Julie Margetta Morgan
President of The Century Foundation and former employee at the CFPB. She provides insights on the Buy Now, Pay Later market and its macroeconomic impacts.
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Sep 4, 2025
• 36min
What's Behind the Boom in Buy Now Pay Later
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Julie Margetta Morgan, President of The Century Foundation and a former CFPB employee, dives into the booming Buy Now, Pay Later (BNPL) market. She explores how BNPL is reshaping consumer credit by offering a modern alternative to traditional financing. Julie discusses the surge in popularity linked to pandemic spending behaviors, the complexities of credit reporting, and concerns around hidden financial risks. Insights into how fintechs are navigating the regulatory landscape and leveraging consumer trends make this conversation particularly eye-opening.
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