Julie Margetta Morgan

Julie Margetta Morgan, President of The Century Foundation and a former CFPB employee, dives into the booming Buy Now, Pay Later (BNPL) market. She explores how BNPL is reshaping consumer credit by offering a modern alternative to traditional financing. Julie discusses the surge in popularity linked to pandemic spending behaviors, the complexities of credit reporting, and concerns around hidden financial risks. Insights into how fintechs are navigating the regulatory landscape and leveraging consumer trends make this conversation particularly eye-opening.

Julie Margetta Morgan, President of the Century Foundation and former CFPB director, delves into the complexities of buy-now-pay-later (BNPL) services and their surprising impacts on consumer behavior. Amy X. Wang, a New York Times Magazine story editor, shares cautionary tales of emotional spending resulting from these services. Annie Joy Williams, from The Atlantic, discusses personal experiences with BNPL and its marketing tactics targeting women. Together, they explore the blurry line between convenience and debt, highlighting necessary regulatory changes.

Join Evan White, Executive Director of the California Policy Lab, as he highlights alarming student loan delinquency rates in California. Julie Margetta Morgan, President of The Century Foundation, discusses the confusing landscape of loan forgiveness, while Mike Pierce from Protect Borrowers reveals the issues with private servicers. They tackle the impact of pandemic relief, recent legislative changes, and how unstable policies threaten borrower protections. Real-life experiences emphasize the urgent need for reform in the student loan system.