Joy (Caller)

Joy, a public-sector employee with 25 years of service, explores her early retirement plans with Jill. They dive into the nitty-gritty of pensions, rental properties, and savings strategies. Jill reassures Joy that her financial footing is secure, discussing the impact of mortgage decisions and health insurance changes. They strategize on cash flow from rentals and outline a withdrawal plan to bridge the gap before Social Security kicks in. With a smile, they conclude that Joy's retirement plan is not just a dream, but a reachable goal!