Mike Saraswat, founder of Stoa, discusses a novel approach to savings that rewards users with lifestyle perks instead of traditional interest, challenging conventional financial norms. Joshuah Lebacq from the National Bank of Canada explores the implications of PayPal's fee-free BNPL service in Canada, stirring up debates on potential impacts. Nicolas Benady, CEO of Swan, highlights the rise of embedded finance, enabling businesses to offer tailored banking solutions. Plus, financial education is on the rise in UK classrooms, signaling a shift in how money management is taught.