In this conversation, Joshua Lapidus, a pioneer in Web3 DAO innovation, shares insights from his roles at ASOS Finance and ETH Denver. He highlights innovative projects like the Rainbow Rolls NFT that alleviated medical debt and discusses the balance between decentralized and centralized stablecoins. Joshua also delves into the speculative nature of the Web3 financial landscape, comparing it to a casino where everyday users can engage safely. Additionally, he emphasizes the need for better accessibility in crypto while exploring the collaboration between local governance and blockchain technologies.