Josh Romney

In this engaging discussion, Josh Romney, President and CEO of the Romney Group, and Logan Mohtashami, Lead Analyst, delve into the pressing economic factors shaping the housing market. They explore the impacts of current federal spending and interest rates on housing dynamics. The conversation also addresses the challenges in real estate lending, multifamily housing supply, and tighter credit conditions. With insightful analyses, they examine the implications for mortgage markets and the overall economic landscape, highlighting the critical need for stable investment strategies.

Josh Romney, Chairman of Intercap Lending and a seasoned expert in the housing and mortgage industry, shares insights on the lending landscape for 2026. He discusses the emerging opportunities amid rising wages and fixed mortgage rates, while highlighting the challenges of affordability and supply constraints. Romney advocates for focusing on increasing construction rather than simply lowering rates. He emphasizes the impact of demographic shifts, particularly Hispanic homebuyers, on future market trends and warns about the challenges posed by immigration on construction labor.