In this chat, Josh and Allie Lupo, known as The FI Couple, share their journey to financial independence through real estate. Josh, a savvy investor, and Allie, a former social worker, discuss paying off nearly $110K in debt and their flexible approach to house hacking. They reveal how parenthood shifted their financial priorities and redefined their goals. With practical strategies for exploring seller financing and staying within holiday budgets, they inspire listeners to embrace intentional money habits while navigating the evolving real estate market.