Tammy Harper, a security researcher known for her expertise in ransomware, joins Laura Payne, a cybersecurity professional focused on incident trends, along with David Shipley, a cybersecurity practitioner, and John Pinard, head of IT operations at a credit union. They discuss alarming trends in ransomware payments and the clever rise of phishing attacks, particularly MFA vulnerabilities. The panel also examines AI's growing dual role in both enhancing security measures and facilitating cybercrime, highlighting the crucial need for community support and empathy in cybersecurity.