John Lowe

Bobby chats with John Lowe, aka 'The Money Doctor', a financial journalist and adviser renowned for his practical money tips. John shares innovative ways to manage holiday budgets, like using Secret Santa to cap family spending. He emphasizes the value of non-monetary gifts and volunteering. Additionally, John explains tax-free employee vouchers and provides strategies for tackling post-Christmas overspending. He encourages building a savings habit and planning expenses across four categories. John also discusses smart investment options for better savings returns.