John (caller)

John, a caller juggling family life and finances, shares his concerns about retirement readiness while seeking guidance on budgeting. He reveals his income, family dynamics, and the stress of trading investments, coupled with a desire to downsize his home. Jill tackles his questions on retirement balances and projected expenses, including Social Security implications. They explore the option of part-time work in retirement as John weighs his financial security. Jill reassures him of his strong position and encourages enlisting a financial planner to ease his burden.