Joel Gibson, a money-saving expert and author of 'Kill Bills' and 'Easy Money,' joins the discussion on pressing financial issues facing Australians. He reveals that over half a million homes are at risk due to climate change, sparking concerns over home insurance. With an election looming, Gibson critiques party policies promising quick cash relief, questioning their long-term effectiveness. He also shares practical cost-of-living tips, helping listeners navigate financial pressures as early voting approaches.