#420: Harvard professor Arthur Brooks described two types of intelligence – and explained, in scientific terms, the wisdom that comes with age.Dr. Ellen Vora, M.D., shared insight into the roots of procrastination, offering evidence-based tips for how to overcome our own inner demons of anxiety, fear and laziness.Psychology professor Bill von Hippel described why too much happiness is just as detrimental to our long-term health and wellbeing as too little happiness.Wall St. Journal columnist Spencer Jakab observed the perfect storm of conditions that gave rise to meme stonks and other oddities of our era.Former financial planner Joe Saul-Sehy argued for “strategic under-diversification” and explained the Sharpe Ratio.Data scientist Nick Maggiulli explains the save-invest continuum.And financial planner Bill Bengen, the creator of the 4 percent retirement withdrawal rule, talks about what most people misunderstand about the safe withdrawal rate.These are just some of the highlights from the Afford Anything podcast in this 2022 year-in-review episode.Enjoy!For more information, visit the show notes at https://affordanything.com/episode420 Learn more about your ad choices. Visit podcastchoices.com/adchoices

#407: Ionnie wants to vet her tax professional as diligently as she assesses her financial advisor – how should she go about doing that?Anonymous needs a career change, and she needs help figuring out how to approach the decision making process when choosing and preparing for her next field of employmentMM prefers the simple path to wealth and investing in real estate but is looking for more information on a more intentional and selective approach to investing.Ingrid calls in to ask whether she should include her rental income when trying to figure out how much she can contribute to her Roth IRA.Former financial planner Joe Saul-Sehy and I tackle these four questions in today’s episode.Enjoy!P.S. Got a question? Leave it here. Learn more about your ad choices. Visit podcastchoices.com/adchoices

#440: An anonymous caller wants to retire and travel in 20 to 30 years. How does she know if she’s saving enough?Trace plans to take a mini-retirement next year. Where should she keep her savings until then?Samantha and her partner have lived out of their truck for 20 years. They sorta-kinda feel ready to buy a house and settle down. But they’re hesitating. What if they hate it?“Barbara,” an anonymous caller from Episode 422, is struggling with a scarcity mindset. How does she stop worrying about the future and build the confidence to enjoy life now?Former financial planner Joe Saul-Sehy and I tackle these four questions in today’s episode.Enjoy!P.S. Got a question? Leave it here.For more information, visit the show notes at https://affordanything.com/episode440 Learn more about your ad choices. Visit podcastchoices.com/adchoices

#428: Jamie currently lives at home and dreams of reaching financial freedom by her early 30s. How can she take advantage of her low expenses to accelerate her wealth building?An anonymous caller has enough to retire in 5 years. Does she still need her financial advisor or is it time to do it on her own?Meghan is a personal finance enthusiast who wants to start a coaching side hustle. What’s the best way to get started? Former financial planner Joe Saul-Sehy and I tackle these five questions in today’s episode.Enjoy!P.S. Got a question? Leave it here.For more information, visit the show notes at https://affordanything.com/episode428 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Former financial planner Joe Saul-Sehy tackles questions from listeners about investing extra cash, managing wealth for high-net-worth individuals, analyzing condo investments, and maximizing financial goals through strategic saving and investing strategies.

In this engaging conversation, billionaire entrepreneur Mark Cuban shares his frugal beginnings with financial experts Kyle Collins and Joe Saul-Sehy. They delve into Cuban's early choices of cheap cars and a practical lifestyle aimed at wealth building. The trio discusses the balance between frugality and quality of life, emphasizing the importance of long-term vision. Personal anecdotes highlight the value of time over money, while reflections on parenting stress the need to teach financial literacy to kids. A journey through financial wisdom and personal growth awaits!

Financial experts Joe Saul-Sehy and Catie Lawrence discuss Grant Cardone's criticism of 401ks, debating traditional retirement accounts vs. real estate investments. They explore tax strategies, income maximization, and the importance of financial gurus in shaping one's financial journey.

Join Joe Saul-Sehy, creator of Stacking Benjamins, and Rikki Racela, a neurologist and Princeton alum, as they tackle the question: Is $4 million enough to retire? They explore the disconnect between perceived wealth and financial reality, especially in medicine. The duo discusses the concept of 'fat fire' and the importance of personalized retirement strategies. They stress the need for informed financial choices and the value of finding a great advisor who prioritizes individual goals over generic advice.

Joe Saul-Sehy, a personal finance expert, shares his harrowing journey from crippling debt to financial freedom. He recounts a pivotal moment of running out of gas with just 85 cents left, a stark symbol of his struggles. The conversation delves into the importance of mindset shifts, sustainable financial habits, and building financial literacy from a young age. Joe emphasizes the value of mentorship and accountability in overcoming financial ignorance, offering listeners practical insights to navigate their own financial challenges.

Topics include paying off a house at 39, dealing with income differences in a relationship, understanding closed-end funds, and refinancing high-interest rate loans. Listeners also get insights on mortgage strategies and the importance of retirement savings over immediate financial goals.