Joe Goldberg

Joe Goldberg, a former NCUA official specializing in fair lending, sheds light on essential fair lending practices for credit unions. He discusses the significance of laws like the Equal Credit Opportunity Act and the Fair Housing Act, emphasizing that credit decisions should be free of discrimination. Goldberg also tackles the challenges credit unions face during NCUA examinations and explains the nuances of disparate treatment versus disparate impact. His insights provide valuable guidance for ensuring compliance and promoting equity in lending.