In this debate, financial experts Caleb Guilliams and Jim Dew tackle the contentious topic of whole life insurance and infinite banking. Caleb, a financial advisor and founder of BetterWealth, argues for strategic insurance use, while Jim, a wealth advisor at Dew Wealth Management, emphasizes practicality. They discuss the hype surrounding infinite banking, reveal common misconceptions, and critique the math that often leads to misunderstanding. Their insights into alternatives for accessing capital and the integration of insurance into financial plans are especially noteworthy.