Jen (caller)

Jen, a caller approaching retirement with twin high-schoolers, shares her dilemma about balancing college expenses and retirement savings. They dive into the specifics of her 529 balances and anticipated college costs. Jill analyzes the pros and cons of tapping into retirement accounts for tuition and suggests strategic adjustments in employer contributions to maintain cash flow. They also discuss managing investments in 529s before tuition payments and the importance of reviewing estate documents to ensure financial security for the family.