Jay Patel
Experienced lending professional who helped build lending businesses at Anchorage and now works on Lygos Finance to apply DLC technology to non-custodial Bitcoin lending and credit operations.
Best podcasts with Jay Patel
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Feb 5, 2026 • 45min
Are DLCs the Solution to Bitcoin Lending? with Matt Black & Jay Patel | SLP716
Jay Patel, an experienced lending professional from Anchorage now at Lygos Finance, and Matt Black, a Bitcoin developer who built Atomic Finance, discuss non-custodial Bitcoin lending using DLCs. They cover how DLCs work for loans, Magnolia oracle attestation, faster adapter-signature setups, competitive rates via trust-minimized infrastructure, global reach, funding with stablecoins, and potential Bitcoin upgrades that could simplify DLCs.
Nov 25, 2025 • 49min
Better (Safer) Bitcoin Loans with Lygos Finance with Jay Patel & Matthew Black
Matthew Black and Jay Patel, co-founders of Lygos Finance, share insights from their backgrounds in Bitcoin and lending. They discuss why non-custodial loans are the future, focusing on Discreet Log Contracts as the potential 'Holy Grail' for Bitcoin-backed lending. The conversation delves into institutional interest in Bitcoin as collateral, and the notable differences in interest rates between DeFi and CeFi. Listeners will also learn about Lygos' approach to provide loans while keeping borrowers' keys secure.
