Jason Mikula, a regular fintech commentator, joins to discuss the shifting landscape with Trump back in power. They explore the impact on fintech regulation and the ambiguity surrounding depositors' balances on BaaS Island. The conversation highlights the CFPB’s new Larger Participant Rule, scrutinizing major payment players while potentially overlooking riskier firms. Finally, they dive into the chaotic world of meme coins and the miscommunication surrounding crypto regulations, raising eyebrows at Mark Andreessen's controversial remarks.

Jason Mikula, a fintech industry expert, dives deep into the evolving BaaS landscape, humorously comparing it to a fractured multiverse. He and Alex discuss Mercury's unconventional compliance strategies and the implications of recent Federal requests regarding bank partnerships. They also explore the CFPB’s proposed rule on earned wage access, shedding light on consumer trust issues, and touch on the FDIC’s changes to brokered deposit regulations. It's a captivating mix of insights and humor that highlights the complexities of fintech today.

Join fintech experts Jason Mikula, creator of Fintech Business Weekly, and Jason Henrichs, CEO of Alloy Labs, as they discuss pressing issues in the industry. They dive into the ongoing Synapse saga, raising concerns over potential legal ramifications. The duo also explores regulatory challenges faced by Patriot Bank, stressing the risks of non-compliant fintech partnerships. On a brighter note, they highlight Ramp's innovative Treasury product aimed at small businesses, and ponder the ongoing influence of the CFPB in shaping financial regulations.

Jason Mikula, a fintech expert, joins to discuss emerging trends in the industry. They dive into Klarna’s new ‘Balance’ feature, revealing it as more of a wallet than true banking in the U.S. Affirm's resilience is highlighted as they navigate the BNPL landscape with steady growth. The conversation also touches on niche neobanks like Commune, focusing on their unique offerings for underserved immigrant populations. Finally, Apple’s decision to give third-party access to NFC technology has significant implications for the mobile payment ecosystem.

Jason Mikula, Head of Industry Strategy for Banking & Fintech at Taktile, joins to discuss critical updates in fintech. They delve into the newly proposed FDIC rule on custodial accounts, debating its effectiveness in crisis prevention. The conversation shifts to the Consumer Financial Protection Bureau's upcoming rules on open banking, questioning the fairness of big banks. Additionally, the duo explores Visa's antitrust lawsuit and highlights compliance failures related to TD Bank, all while keeping the dialogue light and insightful!

Author Jason Mikula discusses his new book 'Banking as a Service' and Evolve's data breach. They dive into Apple's strategy shift, regulatory risks, and Klarna replacing staff with AI, while also touching on the overturning of the Chevron Doctrine.

Guest Jason Mikula discusses the financial drama between Synapse, Evolve, and Tabapay, bankruptcy implications, Visa Flex Credential's payment flexibility, CFPB's reclassification of Buy Now Pay Later, and interesting topics like Solo Funds' lawsuit and Revolut's scam prevention photos

Join Jason Mikula, a fintech expert and author of Banking as a Service, as he dives into the latest in fintech trends. He discusses the recent legal battle involving CBW Bank and the implications for BaaS amid hefty FDIC penalties. Jason also highlights the anticipated wave of IPOs in 2025, especially focusing on Chime's impressive customer base. The conversation raises ethical concerns about Walmart's financial practices affecting employees and the need for stronger oversight in employer-sponsored fintech solutions. Tune in for an engaging peek into the future of financial technology!

Guests Jason Mikula and Aditi Subbarao discuss the fallout from TabaPay's withdrawal from buying bankrupt Synapse, Chime's advance wage product, and risks of ultra-long mortgages. Topics include AI in fintech, Taylor Swift's tour's economic impact, and regulatory challenges in financial services.

Benjamin Ensor, Director of Research & Strategy at 11:FS, discusses open banking and digital transformation. David-Barton Grimley, FinTech Strategy Director, shares insights on the impact of mergers on banking services. Jason Mikula, fintech expert and founder of Fintech Business Weekly, reflects on the neobank profitability surge in 2024. The trio examines challenges in obtaining banking licenses and the role of AI in finance, balancing productivity with fraud risks. They also explore consumer shifts towards digital banking and reminisce humorously about social media experiences.