Jan Bellens, a leader in EY's Global Banking Practice, shares insights on the rapid transformation within the banking sector. He highlights how traditional banks must navigate the rise of digital-first solutions and embedded finance while contending with fintech competition. The discussion unveils the potential of digital currencies and emphasizes the importance of operational resilience as a new competitive edge. Bellens also offers guidance on preparing for economic uncertainties and the need for agility in governance and decision-making.