
James (retiree)
Durham, North Carolina retiree who relies on Social Security and shares first-hand experience of living on modest monthly benefits and facing high medical and housing costs.
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Nov 25, 2025 • 7min
Retiring just on Social Security
In this insightful discussion, retiree James from Durham, North Carolina, shares his firsthand experience living on $1,200 monthly from Social Security. He highlights the stark reality faced by many retirees, with medical and housing costs continually rising. James reveals that even with Social Security, living comfortably is a challenge, pushing many older adults close to the poverty line. The talk also touches on national poverty statistics, illustrating the broader struggles of seniors in America.


