James (caller)

Caller James from North Carolina, a dedicated father in his early 50s, seeks financial guidance on cutting back work to spend more time with his young son. He shares details about his $2M retirement investments and minimal cash reserves, sparking a discussion on maintaining liquidity. Jill advises reducing retirement contributions for a cash cushion while balancing current income and future plans. They explore self-employment options and essential insurance coverage, ensuring James is prepared for his family’s financial future.