Jacob Chudnovsky

Founder of 3Jane, a protocol pioneering unsecured credit and loans in DeFi. He aims to unlock a multi-trillion-dollar credit-based market by combining onchain and offchain credit scoring.

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Sep 8, 2025 • 50min

The Multi-Trillion-Dollar Opportunity for DeFi Unsecured Credit Markets

Jacob Chudnovsky, Founder of 3Jane and a trailblazer in unsecured credit within DeFi, discusses the transformative potential of combining on-chain and off-chain credit scoring. He unveils the 'Jane Score', a hybrid system designed to revolutionize credit access for those lacking substantial assets. Jacob also delves into innovative repayment structures and highlights the future of automated productivity in credit markets. His insights offer a glimpse into a multi-trillion-dollar opportunity that could reshape financial landscapes.

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