Jackie Cummings Koski

Bill Yount and Jackie Cummings-Koski, co-hosts of the 'Catching Up to FI' podcast, share their inspiring journeys to financial independence, even after starting late. They present a practical four-step framework for anyone to begin saving for retirement, emphasizing that it’s never too late to plan. They discuss the importance of mindset shifts and proactive strategies, breaking down financial isolation through community support. With insights on budgeting techniques and personal finance tools, they're here to prove that financial freedom is attainable regardless of your starting point.

Jackie Cummings Koski is a certified financial planner and author of "F.I.R.E. For Dummies," dedicated to helping late starters on their financial independence journeys. She shares her inspiring story of overcoming a challenging upbringing and navigating financial hurdles, including divorce. Jackie emphasizes the power of financial education, discusses the benefits of Health Savings Accounts, and highlights strategies for achieving financial independence. Her mission is to empower others, proving it's never too late to start on the path to financial freedom.

Jackie Cummings Koski, a self-made millionaire, shares her remarkable journey from poverty to financial independence and early retirement. Jackie reveals how she maximized retirement accounts and mastered index fund investing, all while overcoming personal setbacks like divorce. Discover her insights on wealth-building, the importance of financial literacy, and how community support can empower anyone to start investing. Her story is not just about money; it's about mindset shifts that can change your financial future.

Guest Jackie Cummings Koski retired 15 years early on an average salary, raising her daughter solo and hitting a million-dollar net worth without a big paycheck or investing experience. She shares tips on reaching financial independence without advantages, the basics of stock investing, and the importance of diverse income streams. Jackie's journey from a low-income upbringing to breaking the cycle of poverty through financial literacy is a testament to the power of determination and smart financial decisions.

Bill Yount and Jackie Cummings Koski discuss the advantages of late-start retirement investing, from retirement accounts to healthcare planning. They share tips on reducing expenses, making smart investments, and maximizing retirement savings. Topics include downsizing, tax planning, utilizing HSAs, and contributing to retirement accounts. The episode explores catch-up opportunities for individuals over 50 and strategies for financial success.