Imani Moise

Imani Moise, a reporter at The Wall Street Journal, dives into the world of premium credit cards, highlighting JPMorgan Chase's recent 45% fee hike on the Sapphire Reserve. She discusses how credit card companies are using exclusivity and luxury perks to attract and retain customers. The conversation covers the evolution of credit cards from basic tools to symbols of status, particularly among millennials. Moise also explores consumer reactions to rising costs and how financial institutions adapt their strategies to appeal to younger audiences.

Imani Moise, a personal economics reporter at The Wall Street Journal, dives into the surging trend of 'Buy Now, Pay Later' (BNPL) services. She discusses how BNPL plans are reshaping consumer finance, especially among younger shoppers. Listeners call in to share their experiences with these services, revealing both benefits like zero interest and risks such as impacts on credit scores. Imani also highlights demographic shifts as older consumers increasingly turn to BNPL, reflecting a significant change in shopping habits post-pandemic.