Holden Lewis

Holden Lewis, a NerdWallet mortgage reporter, shares his expertise on navigating the complex housing market of 2025. He discusses crucial tips for homebuyers in a high-rate environment, emphasizing the importance of mortgage pre-approval and budgeting for rising insurance costs. For sellers, Holden highlights the value of curb appeal and professional staging to attract buyers. The conversation also delves into broader trends, including the effects of 'rate lock-in' and new real estate agent commission rules, providing listeners with valuable strategies for buying and selling.

Join seasoned housing expert Holden Lewis as he shares insights on navigating today's competitive real estate market. He explains the intricacies of mortgage recasting and offers strategies for tackling tough financial decisions, such as whether to save for a larger down payment or pay off existing loans. The conversation also delves into the benefits of placing rental properties in trusts, alongside practical tips for standing out in a crowded market like New York City. Get ready to unlock smart home-buying strategies!

Holden Lewis, a home and mortgage expert at NerdWallet, discusses recent changes in real estate commission rules following a settlement against the National Association of Realtors. He explains how these new regulations will impact home buyers and sellers, focusing on decreased commission rates and shifting negotiation dynamics. The conversation highlights the importance of understanding agent compensation and empowers sellers and buyers to make informed decisions in their transactions. Learn how to navigate this evolving landscape and what it means for your next real estate deal.

Holden Lewis, NerdWallet home expert, discusses the challenges in the current housing market including high mortgage rates, slow sales, and high prices. They provide tips for homebuyers and tackle headlines on student loan forgiveness, IRS customer service issues, and financial literacy in high schools.

Explore the impact of a historic legal settlement on real estate commissions and home prices. Understand the changes in agent payment structures and negotiation dynamics. Learn how the settlement could affect buyer-seller interactions and market competitiveness.