Hal Ratner

Hal Ratner, Global Head of Research for Morningstar Investment Management, shares his insights on retirement investing strategies. He emphasizes the importance of starting with riskier assets like stocks and gradually shifting to safer options as retirement approaches. The conversation also highlights the role of AI in shaping future investment strategies and discusses the ideal savings rate for retirement. Ratner provides a compelling view on navigating the complexities of asset allocation and the integration of alternative investments in 401k plans, including cryptocurrencies.