Germana Cruz, CEO of Standard Chartered Bank LatAm, and Fady Abdel-Nour, venture capitalist, discuss the impact of open banking on traditional banks, regulation challenges, and security considerations in Latin America. They explore the partnership between traditional banks and fintech companies, Antler Elevate's focus on fintech investments, and the transformative role of open banking in client understanding and product development. The discussion also touches on fintech innovation, cross-border payments, and the importance of secure transactions in the Latin American market.