Frank Trotter, founder of Battle Bank and former EverBank leader, dives into his innovative banking philosophy that prioritizes character over credit. He shares the journey behind Battle Bank, emphasizing easy transitions between cash, metals, and currencies for better yields. Additionally, Frank discusses the community-owned banking model and successful returns for early investors. Meanwhile, his son Traveler presents his AI-integrated homework app, exploring its unique features and market strategy focused on student privacy and engagement.