René Lacerte, founder of BILL, and Frank Mastrangelo, co-founder of Bancorp and PayAmigo, share their remarkable journeys in shaping the FinTech landscape. They reminisce about their pivotal dinner meeting in 2006 and the exhilarating experience of taking their companies public. The duo discusses the persistent challenges in global commerce, the transformative potential of blockchain and AI, and the emotional lessons learned from their fathers. Personal stories about adoption and community through sports also make for a heartwarming exploration.