In a dive into the world of digital fraud, Carolina Garces, Global Head of Financial Crime Risk at Citi, highlights the challenges of cross-border scams and the need for enhanced digital literacy. Helen Child, CEO of Open Banking Excellence, discusses establishing trust frameworks for the fintech ecosystem. Elliot Smither shares eye-opening real-world scam stories, while Ethan Salathiel from KPMG advocates for a collaborative approach to fraud detection using AI. Together, they explore who's responsible for consumer protection in this dangerous online landscape.