In this engaging discussion, Emma Smith, a Money Box reporter, and Devon Ghilani from Policy in Practice delve into the government's push to increase pension credit awareness among seniors. They highlight the financial benefits it brings, including winter fuel payments. Dan Whitworth sheds light on council tax debt, critiquing aggressive collection practices. The episode also explores why many renters forgo insurance despite the risks of losing their belongings, offering valuable insights into affordable options to protect their finances.