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Emily Sands
Head of Data and AI at Stripe, responsible for building payments intelligence and foundation-model solutions that improve fraud detection and payment lifecycle optimization.
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Sep 25, 2025
• 1h 21min
Stripe's Payments Foundation Model: How Data & Infra Create Compounding Advantage, w/ Emily Sands
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Emily Sands, Head of Data and AI at Stripe, shares her insights on building a payments foundation model that processes vast transaction data for enhanced fraud detection. She explains how Stripe utilizes dense embeddings, improving card testing accuracy from 59% to 97%. Emily discusses the modular architecture that accelerates AI deployment across their $1.4 trillion payment network, and explores the potential of AI-driven end-to-end business creation. Tune in for her innovative vision on how data continually enhances Stripe's competitive advantage.
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