Emily Luk, Co-Founder and CEO of Plenty, discusses the challenges faced by modern couples, including work-life balance, raising a family, and the decreasing birth rate. They also explore the trend of marrying later in life and its effects on fertility, as well as the expenses of egg freezing and IVF treatment. Additionally, they touch on the dilemmas faced by women regarding egg freezing for family planning or retirement, and how couples at different stages of their relationship can benefit from using the Plenty platform to manage their finances.