Emily Guy Birken

Money coach and longtime freelancer who is the author of Stacked: Your Super Serious Guide to Modern Money Management and other personal finance books, sharing expertise on budgeting, retirement accounts, and running a freelance business.

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Nov 26, 2025 • 34min

Ep 503: What Every Freelancer Gets Wrong About Money (And How to Fix It)

Freelance expert Emily Guy Birken, author of 'Stacked,' shares her financial wisdom for navigating the freelance world. She advocates for a percentage-based money management system, ensuring freelancers save 30% for taxes and maintain separate accounts to simplify finances. Emily highlights the importance of contracts to protect against scope creep and emphasizes the different retirement options, like solo 401(k)s. Plus, she offers tips for budgeting on irregular income and tackling the loneliness that often accompanies freelancing.

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