In this discussion, Sam Taylor, VP of Technology at Cleo, shares insights on the 170 million Americans living paycheck to paycheck and how AI can help. Cleo analyzes spending habits, creates budgets, and offers personalized feedback to empower users financially. Michael Goldberg and Emily D'Silva join the conversation, reflecting on the Collision tech event and AI's dominance in the industry. They emphasize the importance of innovation, authenticity, and meaningful dialogue in navigating the rapidly evolving fintech landscape.