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Ed (caller)
Listener and prospective property investor who called in with a real-life dilemma about buying a two-bedroom flat above shops in Kent and whether to purchase cash given mortgageability concerns.
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7 snips
Jan 13, 2026
• 11min
ASK506: Does this cash buy make sense? PLUS: How much should I increase the rent?
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Ed, a prospective property investor, shares his dilemma about a discounted two-bedroom flat in Kent above shops, which has mortgageability issues but boasts an attractive rental yield of 11%. The hosts discuss the risks of cash-buying such properties, highlighting potential challenges with future valuations and remortgaging. Meanwhile, Paul navigates the tricky situation of renewing a lease for his long-term tenant, with market rents significantly higher. The discussion emphasizes a fair approach to rent increases, using market data and phased strategies.
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