Dr. Steven Lu, a longevity expert and founder of Everlab, shares insights on navigating private health insurance in Australia. He reveals the history and evolution of private health cover, addressing how it can lower tax bills. The conversation highlights when PHI offers real value and warns of common pitfalls. Lu discusses the shift toward preventative health measures and stresses the importance of tailoring insurance to individual needs. He urges listeners to actively review their policies to ensure they align with personal health goals.