Delfin “Doc Jay” Sabido

Chief Innovation & Transformation Officer at China Bank with 25+ years of experience across IBM and AXA, leading digital transformation, core modernization, and AI initiatives such as CHIP GPT and MyCBC.

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Dec 9, 2025 • 40min

Asian banking’s wake-up call: talking AI, trust, and ecosystems with Chinabank’s Doc Jay Sabido

Delfin "Doc Jay" Sabido, Chief Innovation & Transformation Officer at China Bank, brings over 25 years of experience in driving digital transformation. He shares insights on how banks in Asia are responding to the digital revolution spurred by e-wallets and shifting consumer habits. Doc Jay discusses leveraging AI for operational efficiency and the importance of ecosystem partnerships in combating fraud. He emphasizes the need for tailored approaches in transformation, predicting significant advances in digital payments and AI adoption across the region.

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