Deepa Fernandes, a journalist known for her insightful interviews, talks with Melissa Jacoby, a law professor who critiques the U.S. bankruptcy system's racial and economic biases. They discuss how bankruptcy often overrides individual needs to favor corporations. Mara Kardas-Nelson, a journalist focusing on women’s experiences in Sierra Leone, shares her findings on the pitfalls of microcredit, revealing how it has trapped borrowers in a cycle of debt rather than providing relief. Together, they explore essential reforms needed in both systems.