Caroline Petha, Jo Doody, and David Maiolo from Bendigo Bank discuss their collaborative strategies in learning transformation, including capability development, learning design, and culture development. They emphasize the value of partnerships with business leaders and external partners, as well as the need for integrated efforts across teams. The podcast also covers various shifts in capability, leadership, learning design, content, and the learning ecosystem. Overall, it provides insights into the critical success factors and tips for effective learning transformation.