Matt Lawler, Group Executive Advice at AMP, oversees the transition of major financial planning entities, while Darren Whereat, CEO of Rhombus Advisory, champions the evolution of financial advice. They discuss the transformative impact of the Royal Commission and the strategic spin-offs of major firms. The conversation highlights the need for fiduciary independence and adapting business models to enhance client trust. They also emphasize improving advisor efficiency, the significance of capital investment, and the importance of navigating the evolving landscape of financial advice.