Darren Pyshaw

Darren Pyshaw, a credit-card strategist with a Ph.D., joins the discussion on sudden Comenity/Bread Financial account shutdowns, revealing shocking triggers and patterns that left many bewildered. He shares personal experiences of zeroed credit limits and declined transactions, alongside practical de-risking strategies. The duo dives into maximizing card benefits while navigating these challenges, weighing the risks of self-closing accounts. Adapt and thrive in the points game, they say, as they provide invaluable insights for frequent travelers.