Dan Whitworth, a BBC reporter, shares heartfelt interviews with families in Stoke grappling with fuel poverty, revealing the struggles of living in cold homes. Adam Scorer, from National Energy Action, discusses the alarming impact on children's health and education, advocating for better government support. Adele Greenwood clarifies salary sacrifice pension changes coming in 2029, explaining implications for workers and strategies to maximize savings. The conversation also touches on managing Christmas costs with practical tips for families.