Ajay Agarwal, Ben Lerer, and Dan Kimerling discuss portfolio companies that failed, including Bloom Reach's struggle with Google's algorithms, a cautionary tale of charismatic founders who mishandled finances, and the negative consequences of ignoring feedback in early stage investments. They also explore common reasons for failure, such as founder disinterest and lack of product-market financing alignment.

Dan Kimerling of Deciens Capital discusses defying the VC orthodox, reinventing financial services, supporting different fee structures, underserved communities in FinTech, decarbonizing finance, and the art of creating the future.

Dan Kimerling, founder of Deciens, discusses the challenges and opportunities in fintech. He shares insights into his journey in the industry, the role of coaching in venture capital, and the importance of customer satisfaction in banking. They also explore the founding of Deciens and Standard Treasury, as well as investing in disruptive companies to promote innovation and competition in the financial system.