Dale, a caller seeking advice, shares the details of his wife's costly family holiday traditions, highlighting a staggering $3,000 holiday spend. He discusses the sentimental vs. practical aspects of adult children's gifts, which sparks a deep dive into their finances. With guidance from Dave, they explore ways to simplify holiday giving, like drawing names and setting clear budget limits. The conversation culminates in practical tips for creating a written Christmas budget, utilizing cash envelopes, and focusing spending on children.
