Cris Heaton

Cris Heaton, a Contributing Editor at MoneyWeek with a sharp focus on tax and savings policy, joins the discussion. He criticizes the Autumn Budget's confusing and restrictive ISA changes, arguing they won't fix UK equity investment issues. The conversation highlights how salary sacrifice pension caps will discourage saving and worsen the personal allowance cliff, effectively creating a 60% tax trap. The new mansion tax could unpredictably impact homeowners, while inheritance tax tweaks threaten family businesses. Cris urges listeners to take action on their allowances.