Cody Hoyt

Annie Lowrey, a journalist with keen insights into economics, and Cody Hoyt, an early-career professional with firsthand experience of economic disruptions, explore the harsh realities facing millennials and Gen Z. They discuss how graduating into recessions shapes career aspirations and the psychological toll of student debt. The conversation highlights delayed milestones like homeownership and entrepreneurship due to financial instability. Together, they reveal the structural factors at play in creating generational anxiety and mistrust in institutions.