Christa DiBias

Financial expert Christa DiBiase, known for her work with Clark Howard, joins Wes Moss to unveil strategies for enhancing retirement savings. They discuss how a mindset shift can boost savings by up to 14%. The conversation dives into the evolution of risk tolerance and investment structuring, including debates over Roth versus traditional accounts. DiBiase shares insights on dividends, cybersecurity for retirement funds, and clever legal strategies for income gaps before Social Security. It's a treasure trove for anyone looking to supercharge their financial future!

Christa DiBiase, a financial expert known for her work with Clark Howard, shares crucial insights on retirement planning. She discusses the five key financial habits of the happiest retirees, emphasizing the benefits of multiple income streams and early mortgage payoff. Christa highlights how rational optimism can empower investors and explains the 4% Plus Rule. The conversation also uncovers lifestyle habits that enhance retirement satisfaction, including hobbies, social connections, and travel. Additionally, listener questions cover TSP rollovers and tax-efficient investing tips.

Christa DiBias, a financial expert with experience alongside Clark Howard, dives into the crucial question of retirement savings. She simplifies the math with the 'Fill the Gap' method to determine how much you really need. They discuss choosing between lump sum buyouts and pensions and compare real estate versus dividend-yielding ETFs for steady income. Christa also addresses the impact of sensationalist financial media, advocating for a steady approach to retirement planning over reacting to alarming headlines.